BLOG

Building a Stablecoin the Hard Way (and why that matters)

Sep 17, 2025
Cedric H.

When we started building Steady, we weren’t chasing headlines. We weren’t trying to launch fast, grow reckless, or break things for the sake of it.

We took the hard path. Regulatory-compliant and transparent, because we knew this space didn’t need another flashy token. It needed something built to last. Something compliant, transparent, and fair.

What We Refused to Accept

As someone who’s worked in financial services and compliance for years, I’ve seen firsthand what happens when innovation skips the fundamentals. We’re seeing it again now: stablecoins that operate in legal grey zones, projects making empty promises, protocols shutting down or getting delisted because they never took regulation seriously.

At Steady, we knew this model was not going to work. We didn’t want to patch problems as they came. We wanted to build the right thing from the very start.

What We Built Instead

Steady is a yield-bearing stablecoin. But more importantly, it’s a trust-bearing system.

We built it under EU compliance frameworks. Our token is issued out of Germany, with Swiss oversight and banking system. Everything from our smart contracts to our off-chain operations is designed to be auditable, verifiable, and secure.

Our reserve model is simple: primarily short-term U.S. Treasury bills. Low-risk, highly liquid, predictable and secure yield. The kind of assets that don't surprise you and don't expose funds to unnecessary risk.

From whatever these t-bills yield, we distribute up to 95% of the profits back to token holders. Automatically. Every block. No lockups, no staking, no catch. It’s directly built-in the token. Just by holding the token on your wallet, your total amount of Steady will slowly but steadily grow.

We cannot guarantee a direct APY because we will just share as much as we can after covering our costs. But we’ve run the numbers, and we know we can stay profitable while sharing up to 95% of the total yield generated by our underlying given a certain market supply reached.

Doing Things the Hard Way Means Saying No (A Lot)

We say no to overpromising. We say no to shortcuts in compliance. We say no to hype over regulation.

This also means that we have to work with certain (a lot) of restrictions. For example, we cannot currently offer Steady to everyone, and more specifically, we cannot even serve anyone in the U.S. At the moment, we can only work with qualified institutional investors. It’s slower. It’s stricter. But it’s the only way to build something that’s actually compliant and legally sound in Europe.

Why I Joined Steady

I joined because I wanted to help build a product I wouldn’t have to defend. A product I could stand behind legally, ethically, and personally.

To me, Steady is more than a stablecoin, it’s a statement, it’s THE statement that I always wanted to make in the crypto space. It’s proof that you can build in crypto without cutting corners. That regulation and decentralization can coexist. That trust isn’t a marketing slogan, it’s the sum of many difficult choices to make things actually right.

Where We're Going

If you’ve ever looked at the stablecoin space and thought, “This could be better”... you’re right. That’s what we’re doing here. We’re not trying to be loud. We’re trying to be solid. Predictable. Fair. Actually transparent.

I’ve setup to build a kind of product I wish the crypto space had, because I know things can and will be better. That’s why I’m proud to say, welcome to Steady.

LearnMoreAboutSteady

Transparency Portal

We've got nothing to hide. Explore our
reserves, statements, audits, smart contract, and more.
Visit Transparency Portal

FAQs

Got questions? We've got answers.
Discover the basics about Steady in our frequently asked questions.
Visit FAQs

Contact Us

If you still have any
questions, get in touch!
We'll be happy to help.
Get in Touch

Join our Newsletter!

Get our latest news, content and market insights directly to your inbox.

footer-bg
steady-logo

SteadyProtocol.
Thestablecoinforthefuture.

StartacquiringandredeemingSteadytoday
Steady © 2025. All Rights Reserved